
Too Late For Regret: My Billionaire Savior
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Charlotte checked her location-sharing app when her fiancé Bradly claimed he was stuck in bridge traffic.
Instead, she found him parked two blocks away, letting his first love playfully twist his silk tie.
"Charlotte is just a safe backup plan."
Hearing him say those words shattered her completely, but throwing the ring in his face was only the beginning of her nightmare.
Her parents stormed into her apartment, furious that the broken engagement ruined their corporate funding, and tried to physically assault her.
When that failed, her family rushed to the hospice where her grandmother was dying.
They dragged the frail woman up by her armpits, forcing a pen into her trembling hand to steal her only apartment building.
When Charlotte threw herself over the bed to protect her, her own mother clawed her neck, and her father swung a metal IV pole at her head.
The sheer terror was too much, and her grandmother's heart monitor flatlined.
Charlotte wept on the floor, unable to understand how her own flesh and blood could trade her for investments and torture a dying woman out of pure greed.
But at the funeral, when her parents smugly handed her a lawsuit to seize the assets, Charlotte didn't shed a single tear.
"If you don't drop this suit by tomorrow, I will counter-sue you for malicious prosecution."
She pulled out a ten-year-old property deed with her own name on it, crushing their greedy dreams instantly.
Then, she put on her sharpest black suit and headed to her ex-fiancé's company to completely dismantle his family's empire.
Too Late For Regret: My Billionaire Savior Chapter 1
Charlotte looked down at the silver watch on her left wrist.
The hands aligned perfectly at nine o'clock. The morning sun glaring off the Manhattan pavement was blinding, forcing her to squint. A cold knot of anxiety tightened in her stomach.
She pressed her thumbnail hard into the side of her index finger, a nervous habit she couldn't break.
She pulled out her phone and dialed Bradly's number. The line rang. It was a long, hollow sound that made her bite her lower lip so hard she tasted copper.
Finally, the call connected.
"Hey, babe," Bradly's voice came through, distorted by static. "Traffic on the bridge is a nightmare. I'm going to be late."
Charlotte's breathing stopped. Her chest felt tight.
Before she could respond, a very faint, soft female voice murmured in the background of the call. The sound was barely a syllable, but it pierced Charlotte's eardrum like a physical needle.
"Who is that?" Charlotte asked. Her voice was flat, devoid of the panic clawing at her throat.
"What? No one," Bradly stammered. The sudden shift in his tone was obvious. "Just... someone walking past my car. Look, I'll be there soon."
The lie was clumsy. It triggered every alarm bell in Charlotte's head.
She pulled the phone away from her ear, keeping the call active, and opened the location-sharing app they had used for the past three years.
The screen loaded. The blinking red dot representing Bradly's phone was not on the bridge. It was stationary, parked outside a coffee shop exactly two blocks away from City Hall.
Charlotte hung up the phone without another word.
She grabbed the heavy fabric of her white dress, lifting it above her ankles. Her heels clicked sharply against the concrete as she marched toward the location on the map. Her stomach churned with every step.
She turned the corner of the street.
A familiar black Range Rover came into view. It was parked next to the curb. The passenger side window was rolled halfway down.
The sight of the car shattered the last fragile piece of hope in her chest.
She slowed her pace. She stepped behind a green metal newsstand on the corner, using the magazine racks to hide her body. Her eyes locked onto the vehicle.
Sitting in the passenger seat was Kira. Bradly's first love.
Kira was leaning over the center console, her manicured fingers playfully twisting Bradly's silk tie.
Bradly did not push her away. Instead, he leaned closer. His voice drifted through the open window, carrying over the hum of the city traffic.
"Don't worry about it," Bradly said softly. "Charlotte is just a safe backup plan. You know you're the one I want."
The words hit Charlotte's chest like a sledgehammer.
The air left her lungs. The world tilted, a wave of dizziness washing over her. She dug her nails so deeply into her palms that the skin nearly broke.
The sharp, stinging pain grounded her. It cleared the fog in her head. The crushing sadness in her eyes vanished, replaced by a cold, hard resolve.
Charlotte stepped out from behind the newsstand.
She did not hide. She walked directly toward the black Range Rover.
The sharp clacking of her heels on the asphalt caught Bradly's attention. He turned his head lazily toward the sound.
The moment his eyes registered Charlotte, his pupils dilated. All the color drained from his face, leaving him ashen.
Kira followed his gaze. When she saw Charlotte, the corners of her mouth twitched upward into a mocking smirk. She deliberately shifted her weight, leaning her shoulder against Bradly's arm.
Charlotte stopped right outside the driver's side door.
She looked down at the panicked man inside the car. Her face was a mask of stone. There were no tears in her eyes. Her throat was dry, but her breathing was perfectly steady.
Bradly scrambled to push the car door open. "Charlotte, wait, let me explain-"
Charlotte raised her hand, palm out. The gesture sliced through the air and cut him off instantly.
"A safe backup plan," Charlotte repeated. Her voice was terrifyingly calm, every syllable striking like a gavel. "That's what you just called me."
Bradly reached his hand out through the window, trying to grab her wrist.
Charlotte twisted her body, dodging his touch with pure disgust.
She reached for her left hand. With one smooth motion, she slid the two-carat diamond engagement ring off her ring finger. She pinched the cold metal between her thumb and index finger.
She flicked her wrist.
The ring flew through the open gap of the window. It hit the plastic dashboard with a sharp crack, bounced off the air vent, and landed squarely in Kira's lap.
Kira let out a startled shriek, brushing at her skirt as if a bug had landed on her. The inside of the car descended into chaotic fumbling.
"We are done," Charlotte announced.
She spoke loud enough for the pedestrians walking past to stop and stare.
Bradly shrank back into his seat. The stares of the strangers burned his skin. His obsession with his public image paralyzed him. He cared more about the whispers of the crowd than the woman standing in front of him. He didn't even try to open the door again.
Charlotte did not look at them for another second.
She turned around. Her spine was perfectly straight. Her shoulders were pulled back.
She walked to the edge of the curb and raised her arm. A yellow taxi screeched to a halt in front of her.
She pulled the door open, slid into the back seat, and slammed it shut.
The taxi accelerated into the traffic. Through the rear window, she saw Bradly gripping the steering wheel, slamming his fist against the horn in the middle of the Manhattan street.
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Too Late For Regret: My Billionaire Savior of Contents
Chapter 1 Ch. 1Chapter 2 Ch. 2Chapter 3 Ch. 3Chapter 4 Ch. 4Chapter 5 Ch. 5Chapter 6 Ch. 6Chapter 7 Ch. 7Chapter 8 Ch. 8Chapter 9 Ch. 9
Chapter 10 Ch. 10
Chapter 11 Ch. 11
All Chapters all
New Release Novels

8.4
I worked three double shifts at the garage just to buy a velvet-boxed cake for my wealthy girlfriend, Arleen.
But when I pushed open the VIP room door, I saw her lover kissing her bare leg.
She didn't push him away. Instead, she laughed and swirled her martini.
"I only forgot Finn because I knew he would stay. He is a poor boy from Queens who follows me around like a loyal dog."
Later that night, her lover intentionally crashed a Porsche to scare me, sending a piece of jagged metal into my skull.
Lying in a growing pool of my own blood, I watched Arleen crawl out of the wreckage.
She didn't even look at me. She threw herself at her uninjured lover, screaming for a medic.
"He just got scraped by a piece of plastic. He is faking it. Deal with Jaquez first!"
When I woke up, I wasn't free. Arleen had locked me in a private hospital wing with 24-hour security, planning to isolate me and keep me as her broken, captive toy forever.
My blind, pathetic devotion finally froze into absolute disgust.
I looked at the heart monitor next to my bed and grabbed an IV needle.
I severed the sensor wire to trigger a flatline, slipped out the fire stairs while the nurses panicked, and burned my identity to ashes.
This time, I was going to disappear to London, build my own empire, and watch hers burn.

8.0
Finley's stepfather gave her a sickening ultimatum: marry her predatory stepbrother Shane tonight, or he would throw her fragile mother out on the street.
To escape this hell, she used a matchmaking agency and hastily married a complete stranger. Garrison Strickland claimed to be an ordinary data analyst making $95,000 a year, driving a beat-up Honda Civic, and needing a wife in name only. They got their marriage license at City Hall that very afternoon.
But when Finley returned home to pack her bags and threw the certificate on the table, her family just laughed. Dozier ordered Shane to drag her into the bedroom to "teach her a lesson" and trap her forever.
"Come on, little sister," Shane crooned, lunging at her. "Don't fight it."
Finley's own mother just stared at the floor, blaming Finley for ruining the family, watching blindly as Shane cornered her.
Terrified and desperate, Finley smashed an ashtray over Shane's head and frantically dialed her new husband's number. Shane snatched the phone, mocking the "imaginary husband" before the line went dead. Finley felt a bottomless despair. Garrison was just a normal guy; he would never risk his life against her violent family. She was completely on her own, waiting for the end.
Suddenly, deafening bangs echoed through the house, and Garrison stepped into the living room radiating a cold, terrifying fury. This supposedly "frugal data analyst" effortlessly snapped Shane's wrist, leveled a ruthless death threat that made Dozier tremble, and whisked Finley away in a waiting Bentley. Looking at the powerful man beside her, Finley's heart raced: just who exactly had she married today?

8.3
On the night of my career-defining art exhibition, I stood completely alone. My husband, Dante Sovrano, the most feared man in Chicago, had promised he wouldn’t miss it for the world. Instead, he was on the evening news.
He was shielding another woman—his ruthless business partner—from a downpour, letting his own thousand-dollar suit get soaked just to protect her. The headline flashed below them, calling their new alliance a "power move" that would reshape the city.
The guests at my gallery immediately began to whisper. Their pitying looks turned my greatest triumph into a public spectacle of humiliation. Then his text arrived, a cold, final confirmation of my place in his life: “Something came up. Isabella needed me. You understand. Business.”
For four years, I had been his possession. A quiet, artistic wife kept in a gilded cage on the top floor of his skyscraper. I poured all my loneliness and heartbreak onto my canvases, but he never truly saw my art. He never truly saw me. He just saw another one of his assets.
My heart didn't break that night. It turned to ice. He hadn't just neglected me; he had erased me.
So the next morning, I walked into his office and handed him a stack of gallery contracts.
He barely glanced up, annoyed at the interruption to his empire-building. He snatched the pen and signed on the line I’d marked.
He didn’t know the page tucked directly underneath was our divorce decree.
He had just signed away his wife like she was nothing more than an invoice for art supplies.

9.0
I died on the cold delivery table, bleeding out while the heart monitor flatlined.
Through the blinding surgical lights, I heard my husband Damon's cold, final order to the doctors.
"The child is the priority."
He didn't care about my life. To him, I was just a vessel to produce an heir, a tool to fulfill his prenuptial clause and secure his billionaire empire.
While I took my last agonizing breath, he was already planning his future with his fragile, theatrical mistress, Jasmin.
In my past life, when he first brought her into our home claiming she was a helpless victim, I shattered.
I screamed, threw vases, and played the hysterical wife perfectly.
My desperate pleas for his affection only gave him the exact weapons he needed to ruin my reputation, isolate me, and ultimately force me onto that fatal delivery bed.
Until my very last moment, the suffocating pain in my chest wasn't just physical.
I couldn't understand how the man I loved could treat my death like a simple business transaction.
Why was my absolute devotion rewarded with a carefully calculated execution?
But then, my eyes snapped open.
I was sitting on the edge of my king-sized bed, exactly three years before my death.
From downstairs, I heard Damon's voice echoing in the foyer, bringing Jasmin into our home for the very first time.
This time, the scream building in my chest turned to ice.
I didn't cry or throw a fit.
Instead, I calmly swallowed a secret birth control pill, smiled at his mistress, and dialed the most ruthless divorce lawyer in Manhattan.

7.5
I gave up my twenty-billion-dollar inheritance and cut ties with my family, all for my boyfriend of five years, Ignatz.
But just as I was about to tell him I was pregnant with our child, he dropped a bombshell.
He needed me to take the fall for his childhood sweetheart, Everleigh. She'd been in a hit-and-run, and her career couldn't handle the scandal.
When I refused and told him about our baby, his face went cold. He told me to terminate the pregnancy immediately.
"Everleigh is the woman I love," he said. "Finding out you're pregnant with my child would destroy her."
He had his assistant schedule the appointment and sent me to the clinic alone. There, the nurse told me the procedure carried a high risk of permanent infertility.
He knew. And he still sent me.
I walked out of that clinic, choosing to keep my child. At that exact moment, a news alert lit up my phone. It was a glowing article announcing that Ignatz and Everleigh were expecting their first child, complete with a photo of his hand resting protectively on her stomach.
My world shattered. Wiping away a tear, I found the number I hadn't called in five years.
"Dad," I whispered, my voice breaking. "I'm ready to come home."

9.0
I spent a year scrubbing floors in my fiancé’s club, hiding my identity as the daughter of the Capo dei Capi.
I needed to know if Connor Bishop was a King worth merging empires with, or just a puppet.
The answer came walking in wearing a neon pink dress.
Jaden Juarez, a civilian he was infatuated with, didn't just treat me like a servant; she deliberately poured scalding espresso over my hand because I refused to be her valet.
The pain was blinding, my skin blistering instantly.
I video-called Connor, showing him the burn, expecting him to enforce the code of our world.
Instead, seeing his investors watching, he panicked.
He chose to sacrifice me to save face.
"Get on your knees," he roared through the speaker. "Beg her pardon. Show her the respect she deserves."
He wanted the daughter of the most dangerous man on the East Coast to kneel to his mistress.
He thought he was showing strength.
He didn't realize he was looking at a woman who could burn his entire world to ash with a single phone call.
I didn't cry. I didn't beg.
I simply hung up the phone and locked the kitchen doors.
Then, I dialed the one number everyone in the underworld feared.
"Dad," I said, my voice cold as steel. "Code Black. Bring the papers."
"And send the wolves."











