
Wife's Revenge on Cheater
Chapter 3
Sleep eluded me. The couch in our living room felt both too soft and too hard, a physical manifestation of the limbo I'd been living in for three years. Madison's words echoed in my mind: 'That's the final straw, isn't it?'
Yes. It was.
I opened my laptop, the blue glow illuminating the darkened room. My father was stable after surgery, but I couldn't return home yet—not mentally. I needed answers. I navigated to the New York City property records database, a resource I used regularly at Sterling Financial but one that Ryan would never imagine his 'simple' wife accessing at 3 AM.
Our apartment should have been straightforward: purchased jointly three years ago, with a standard mortgage that we split 50/50, of course. I entered our address and waited as the system retrieved the records.
Then I saw it.
A second mortgage. Taken out two weeks ago. For $2.4 million.
My fingers trembled slightly as I downloaded the document, scanning the details with growing disbelief. Ryan had leveraged our shared property—without my knowledge or consent—using a forged signature on the paperwork.
I dug deeper, cross-referencing with other property transactions. It didn't take long to find the connection: a $3 million SoHo penthouse purchased the same day the second mortgage was approved. The buyer: Amber Walsh.
I sat back, a strange calm settling over me. All these years of calculating toilet paper costs down to the penny, while he secretly bought his mistress a multi-million dollar property with fraudulent paperwork.
I printed everything, tucking the documents into my laptop bag just as I heard the front door open. Dawn was breaking outside our windows as Ryan strolled in, looking remarkably refreshed for someone who'd supposedly spent the night comforting a woman with a severe allergic reaction.
"How's your father?" he asked, his tone suggesting an obligation rather than genuine concern.
"Stable," I replied, watching him carefully. "The doctors are optimistic."
He nodded absently, heading toward the kitchen. "Good, good. I've got dinner reservations at Marea tonight. Seven-thirty. Don't be late—you know how they are about holding tables."
"Dinner?" I repeated. "My father just had emergency heart surgery."
"And you said he's stable," Ryan countered, not even turning to look at me as he poured himself coffee. "Life goes on, Sarah. Besides, I had to pull strings for this reservation."
I almost laughed. The sheer audacity of this man never ceased to amaze me. "I'll be there," I said quietly.
* * *
Marea's elegant interior normally would have soothed me, but tonight the soft lighting and murmured conversations of Manhattan's elite felt like background noise to the storm brewing inside me. I watched Ryan order a $200 bottle of wine without consulting me, knowing I would be expected to pay half.
I waited until our appetizers arrived—a plate of crudo for him, nothing for me. My appetite had vanished the moment I'd discovered his betrayal.
"I found something interesting today," I said casually, reaching into my bag and sliding the mortgage documents across the table. "Care to explain?"
Ryan glanced at the papers, his expression shifting from confusion to shock to—most tellingly—a smug smile.
"You've been busy," he said, taking a deliberate sip of his wine.
"A second mortgage, Ryan? For a penthouse in SoHo? In Amber's name?"
He leaned back, studying me with newfound interest. "I didn't think you had it in you to snoop through property records. I'm almost impressed."
"You forged my signature," I said, keeping my voice level despite the rage building inside me.
"Prove it," he replied with a shrug. "But before you get any ideas about divorce, you should know that our prenup is very clear. Any debt incurred during the marriage is split equally. You'd be on the hook for half of that mortgage—over a million dollars." He smiled coldly. "On your salary, that would what... bankrupt you for life?"
The satisfaction in his eyes was unmistakable. He thought he had me trapped.
I carefully returned the documents to my bag and stood up.
"Where are you going?" he demanded. "We haven't even had our main course."
"I've lost my appetite," I replied, then paused. "By the way, Ryan, how much was that necklace you bought Amber? The Cartier one?"
His eyes widened slightly. "What are you talking about?"
I smiled tightly. "Enjoy your dinner. Split the check with your reflection."
Outside, I pulled out my phone and texted Madison: *Found second mortgage. $2.4M. Used to buy Amber a penthouse. Need to meet tomorrow morning at your office. Bringing documents.*
Her reply came instantly: *9 AM. My private conference room. The gloves are officially coming off.*
As I walked away from the restaurant, I felt lighter than I had in years. Ryan thought he'd won, but he had no idea who he was really playing against. Tomorrow, the real game would begin.
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