
The Billionaire's Contract Lover
Ruby and Leo were never meant to fall in love. Their relationship began as a simple contract two strangers with broken pasts agreeing to play the perfect couple for their own reasons. Rules were clear, no emotions, no complications, no crossing the line. And for a while, it worked. Stolen glances were ignored, lingering touches dismissed, and the quiet comfort between them carefully denied.
But somewhere between late night conversations and shared silences, the lines blurred.
Just when everything began to feel real, she returned.
Leo's ex, beautiful, confident, and carrying a past that refused to stay buried walked back into his life as if she had never left. With her came secrets, unresolved feelings, and a truth that threatened to shatter everything Ruby thought she understood.
Suddenly, the contract didn't feel like protection anymore it felt like a lie.
Caught between what was fake and what had become painfully real, Ruby must decide if she's willing to fight for a love that was never supposed to exist. And Leo must face the past he never truly let go of.
Because sometimes, the hardest part isn't pretending to love it's admitting that you already do.
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Chapter 3
CHAPTER 3
Meeting Him
She hated that her voice trembled. She wished she sounded angry and would be brave enough to tell him to take her with him, but all that came out was fear.
Anderson exhaled, slow and heavy, before turning to her. His eyes softened for a moment, and Ruby caught a glimpse of the father she once knew—the one who carried her on his shoulders when she was six, the one who used to tell her stories at night before the house grew cold after her mother’s death.
“Yes, Ruby,” he said gently. “There are business issues that require my presence. I’ll only be gone a few months.”
A few months.
That was what he said last time. Last time, he promised three months and stayed almost a year.
Ruby swallowed hard. “But… Why now? You just got back.”
Anderson ran a hand through his hair, as though searching for the right words. “Grey Enterprises is on the verge of a partnership with a foreign firm. They need someone trusted to oversee the negotiations.”
“And it has to be you?” Ruby whispered.
“It has to be me,” he replied.
Those five words fell between them like stones.
Behind them, heels clicked against marble flooring—sharp, confident, and too familiar. Vivian appeared at the foot of the staircase wearing her satin robe, her expression carefully composed. She was the type of woman whose smile was never genuine unless she was getting something out of it.
“Darling, the car is ready,” Vivian said sweetly.
Anderson nodded, then looked back at his daughter. He hesitated, as if battling guilt he wasn’t sure how to process. “Ruby… I trust Vivian to take care of you.”
Ruby’s stomach twisted.
But she said nothing.
Because what was the point? He believed Vivian’s act—the loving wife facade he saw only on the surface.
He stepped closer and placed a hand on Ruby’s shoulder. “I need you to be strong.”
“I’ll call often,” he added, though his tone lacked conviction.
Ruby forced a nod.
Vivian’s expression tightened, but she quickly smoothed it into a soft smile. “She’ll be fine, Anderson. You don’t need to worry.”
Ruby wanted to scream that it was a lie. That she wouldn’t be fine.
But Anderson didn’t see her desperation, or he chose not to. Instead, he kissed her forehead briefly, then walked toward the door.
“Take care, Ruby,” he said.
And then he left.
Just like that.
The door closed with a hollow thud that echoed through Ruby’s chest.
When the car engine started, Vivian’s smile vanished instantly.
“Well,” she said sharply, crossing her arms. “Since your father is gone, you’d better behave. I don’t want unnecessary noise in this house. And don’t expect me to pamper you. You’re old enough to take care of yourself.”
Ruby lowered her gaze, her throat burning.
“Yes, ma’am.”
“Good.” Vivian turned to leave but paused. “Oh—and don’t think about calling your father for every minor issue. He’s busy, and I won’t have you distracting him.”
Ruby nodded again, numb.
When Vivian disappeared into the kitchen, Ruby stood there for several seconds. The quiet felt heavier now, like it wrapped around her and pressed into her lungs.
Her father was gone, and she was alone again, with a woman who saw her as nothing but a responsibility she never wanted.
Ruby tightened her grip on her bag. She had no choice but to endure it—again. Be strong, she repeated to herself.
………..
She woke up late—thanks to Clara, who unplugged her phone from charging so the alarm wouldn’t ring.
By the time Ruby opened her eyes, the sun was already rising sharply through the thin curtains.
“Oh no…” she whispered, jumping off the bed.
She didn’t have the luxury of waking up late. Not in that house.
She rushed through her chores, sweeping, cooking, cleaning, and ironing Clara’s outfit for school. By the time she finally made it out of the house, she was breathless. She walked fast—almost running—hoping she wouldn’t miss too many morning lessons.
The road was busy, dusty, and noisy as usual. People hurried past her cars honked impatiently. Ruby clutched her torn bag to her chest, trying to navigate the crowded walkway.
She reached a junction and stepped forward, intending to cross—
Vroooom!
A black SUV swerved sharply around the corner, tires screeching against the asphalt. Ruby jumped back, her heart slamming against her ribs.
“Hey! Be careful!” a man shouted from across the road.
But it was too late—Ruby slipped on loose gravel and stumbled right into the street.
The SUV stopped inches from her.
Her breath caught.
For one moment, the world went silent.
The car door opened.
And he stepped out.
Leo Carter.
A man whose name carried weight, power, and mystery. Billionaire of Carter Holdings. A man people only saw on TV, magazines, or billboards. A man whose presence made even successful businessmen stammer.
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8.7
On her eighteenth birthday, Elinor thought she was finally an adult. But a single text message reminded her she was just property.
Boyd Walker, the ruthless billionaire who dictated her every breath, threw a contract onto her bed. He had bought her adoptive father's medical debt—one billion dollars. And she was the sole collateral.
The punishment for even a hint of rebellion was catastrophic.
When her disabled friend tried to check on her, Boyd had his good leg shattered in front of a live security feed just to teach her a lesson.
When she fought off an entitled frat boy at school and came back with a bleeding arm, Boyd didn't comfort her.
Driven by a twisted, suffocating jealousy, he held her under a freezing bath, then tied a red thread with a silver bell around her ankle.
"You are a pet that needs to learn its boundaries."
Every time she moved, the high-pitched ring was a humiliating reminder of her gilded cage. The billion-dollar debt was a chain she could never break, and the monster holding the leash would destroy anyone who dared to help her.
Stripped of her money, her friends, and her dignity, Elinor lay completely still in the dark room for three days, refusing all food and water.
If Boyd wouldn't give her freedom, she would take the only thing she had left to control—her own death.

8.7
I spent three years building my husband, Axel Farrell, into Silicon Valley's ultimate "family man." As his lead PR strategist, I carefully managed his public image, making sure the world saw him as a perfect, devoted husband while I worked in the shadows of our estate.
The illusion shattered when he came home one night smelling of sandalwood and roses, with three deep fingernail scratches carved into his back. When I tried to check his phone, the passcode we had used for years-our wedding anniversary-had been changed.
The betrayal got worse the next morning when his mother called me a "defective product" and tried to force me into a fertility clinic. Axel didn't defend me; instead, he shoved me against a marble bar at a public gala to protect his mistress in front of the world's elite. By the time I tried to leave, Axel had frozen my bank accounts and filed a forged legal petition to have me declared mentally incompetent.
He planned to have me legally kidnapped and locked in a private psychiatric ward just to stop me from filing for divorce. He even blocked every major law firm in the city from taking my case, leaving me with no money, no identity, and no one to turn to.
I couldn't understand how the man who "saved" me from the mud years ago could be the same monster now trying to legally erase my existence. Was our entire marriage just a grooming process to exploit my genius for his billion-dollar empire?
As the deadline for my forced commitment approached, I stopped crying and opened my laptop. I leaked the video of his affair to every tech journalist in the country, watching his stock price crash in real-time.
"Axel thinks starving me out will make me crawl back to him," I whispered as I walked into the headquarters of his biggest rival.
"But he forgot that the most valuable part of his company is in my head."
I was no longer the abandoned wife; I was the one who was going to take his throne and burn it to the ground.

7.4
Faith Neal had vanished, burying her powerful past under layers of anonymity as an ER doctor. She was secretly dismantling the empire of the man she'd left behind, brick by costly brick, from the shadows. Until he walked into her trauma room, bleeding from a bullet wound, shattering her carefully built world with a single, dangerous glance.
Her heart hammered: Earl Hampton, the ruthless CEO she abandoned, was on the gurney, demanding only "Faith."
His presence shattered her new life. He accused her of running, his touch a possessive reminder. Soon after, old rivals Chad Miller and Tiffany Vance ambushed her, humiliating her, sparking a fight.
Panic and anger flared as Chad mocked her, calling her a "bitch." Shame burned, but a deeper fear gripped her – the architect of her revenge was bleeding in her ER, and he knew.
Before Chad could inflict more harm, Earl reappeared, violently intervening.
"I'm the man who's going to reclaim his assets," he rumbled. "I found you. I'm not losing you again."

8.2
Bellmere University wasn't supposed to be a punishment. But it became one the second Aria Lancaster met him.
Sebastian Wolfe-the new Dean. Billionaire. Ruthless. And her father's oldest friend.
He's twice her age, cold as ice, and dangerously in control.
She's innocent, defiant, and off-limits.
One mistake lands her in his office.
One punishment strips her bare.
And one rule changes everything:
Obey him, or be expelled.
But what starts as punishment quickly turns into obsession.
And when secrets unravel and control slips, there's only one thing left to do:
Break the rules. Or break each other.

7.7
I trusted the wrong people in my past life.
My supposed lover and my sweet sister conspired against me, locking me inside a burning warehouse to die.
But the man I had spent my life hating, my ruthless captor Damien Sterling, rushed straight into that inferno and burned alive just to try and save me.
In my past life, I was utterly blind. I believed Julian's forged documents and Scarlett's fake affection. I even tried to assassinate Damien with a silver dagger they provided, breaking the heart of the only man who truly loved me. I died choking on thick ash, realizing too late who the real monsters were.
Why was I so incredibly foolish? Why did I let their vicious manipulation turn me into a weapon against the one person who would sacrifice absolutely everything for me?
Opening my eyes again, the phantom smell of smoke vanished.
I was sitting in the bloody water of Damien's bathtub, right after my staged suicide attempt.
When my sister sneaked into my penthouse suite and handed me the dagger to kill him again, I didn't hesitate.
I grabbed her hand tightly and plunged the sharp blade directly into my own shoulder.
"Please don't kill me, Scarlett!"
This time, I will ruthlessly ruin them both, and I will never let Damien go.

9.3
I lay on the wet asphalt, the cold rain mixing with the metallic taste of blood pooling in my mouth. My lungs were heavy, filling with fluid as my life ebbed away. Through swollen eyelids, I saw my lover, Clovis, and my stepsister, Alanna, standing over me with looks of pure triumph.
"Thanks for the trust fund, sister," Alanna whispered, shoving a phone screen in front of my dying eyes. The headline was a jagged blade to my soul: Caesar Williamson, the "tyrant" husband I had fled from, was dead in a multi-car collision. He had died trying to rescue me, thinking I was in danger.
The realization shattered what was left of my heart. The man I had spent years painting as a monster had driven into hell to save me, while the man I thought was my safety was the one who had just crushed my ribs with an iron bar. I had played right into their hands, ruining my reputation and my marriage for a lie. I watched them walk away, leaving me to choke on my own blood in the dark, discarded like a bag of trash.
I wanted to scream, to beg the universe for a rewind button, to tell Caesar I was sorry. The darkness pressed down on me, heavier than the betrayal, as my world finally went black.
Then, I was screaming.
I shot up in bed, gasping for air like a drowning woman breaking the surface. I scrambled at my abdomen—smooth skin, no blood, no tear. I grabbed my phone and saw the date: it was three years ago, the morning of my wedding to the Williamson estate.
I didn't waste a second. I scrubbed the "unstable" makeup from my face, threw on a white silk dress, and blocked the man who would eventually kill me. This time, I wasn't running away from the manor. I was going back to the husband I had once feared, ready to save the only man who had ever truly loved me.