Follow
Chapters
Share
The 300th IOU Novel Cover

The 300th IOU

For years, Clara’s parents treated her upbringing as a loan, collecting 299 IOUs by her eighteenth birthday. When a car accident leaves her desperate for surgery funds, they refuse to help unless she signs one more debt. Meanwhile, her adopted sister is celebrated like a princess with luxury cars and city apartments. Witnessing her family and childhood friend shower the sister with love, Clara realizes her worth to them is purely financial. She vows to pay back every cent and walk away forever.
Chapters
Share

Chapter 1

From the time I was ten until I turned eighteen, my parents made me write 299 IOUs.

Every time I needed money, I had to borrow it and pay it back as an adult.

Then I got into a car accident. I needed money for surgery but was still short by 3,000.

With no other options, I went to my parents for help.

But they just gave me cold smiles.

“Clara, you’re eighteen now. We have no obligation to give you money anymore. If you need it, write another IOU.”

While holding back tears, I wrote my 300th IOU.

After my surgery, I saw my adopted sister’s social media post.

In the pictures, she was celebrating her 18th birthday on a cruise. She was the center of attention, like a princess.

My parents had given her a luxury apartment in the city and a Maserati as birthday gifts.

Even my childhood friend was looking at her with love in his eyes.

She said they were the ones she loved and thanked them for giving her the best of everything.

I looked down at the crumpled IOU in my hand and suddenly laughed.

Once I paid off my debt, I would no longer need such a family.

The house was empty when I got home from the hospital. Even the cleaning lady had the day off.

The lights were off in the empty house. Everything around me was pitch black. It was so quiet that I could hear my footsteps.

Even though I had expected this, I still felt a little sad. It felt like I was being treated unfairly.

It was not the first time I had been forgotten.

I took a deep breath and walked up to the second floor.

My legs, which had just recovered, were still weak, so I had to hold onto the railing and slowly make it to my room.

It was the smallest and darkest storage room in this luxurious villa.

I did not have much stuff.

There was just a bed and an old wooden table, and that was it.

I opened the drawer of the old wooden table. It was full of IOUs I had written to my parents over the years.

One, two… and with the one I was holding, it added up to exactly three hundred.

The amounts on the IOUs ranged from dozens to hundreds. They included my tuition and living expenses.

Altogether, it did not even reach 50,000.

I forced a smile, but it was bitter.

50,000!

Even the simplest piece of jewelry belonging to Rachel Quinn cost more than that.

It was no wonder my parents always called me cheap and said Rachel was more like their daughter.

I supposed I really could not live up to her.

I carefully folded the IOUs and put them in my pocket. As I was about to go downstairs, I heard voices outside.

“Dad, I want to eat the pan-fried trout Clara makes. Can you ask her for me?”

“Clara isn’t as obedient as you are. She’s gotten rebellious and didn’t even come to your coming-of-age ceremony. I don’t know where she’s off partying. When she gets back, I’ll make her cook it for you.”

I sneered at the irony.

I had told them I was in a car accident, but my own parents did not believe me.

They thought I was out partying to avoid Rachel’s coming-of-age ceremony.

They probably forgot that my birthday was the same day as Rachel’s.

Her coming-of-age ceremony should have been mine too.

The door opened. When they saw me standing on the stairs, the happy atmosphere between the three of them quickly dispersed.

I felt like an uninvited outsider who had barged in. My presence annoyed them.

My parents’ faces darkened. They were not as kind as they were with Rachel.

“Why didn’t you turn on the lights when you came back? What’s going on in your head?”

My mom scolded me with annoyance.

My dad also treated me like I was a servant.

“Didn’t you hear Rachel wants pan-fried trout? What are you standing there for? Go make it for her now.”

You may also like

30 Steamy Adult Vignettes Novel Cover
9.1
Explore a provocative collection of thirty short stories centered on the intense chemistry between modern lovers. This anthology delves into various romantic encounters, highlighting the passion and deep emotional connections shared by diverse couples. Each vignette captures a unique, intimate moment, ranging from slow-burning tension to immediate attraction. Experience a series of sophisticated tales that celebrate the heat and complexity of adult romance.
BOUND TO THE BILLIONAIRE  Novel Cover
8.4
Hazel Dawson has a crazy past, she's called the wealthiest billionaire a crazy bastard to his face without knowing. When the company she's working for suddenly gets sold to the youngest but ruthless businessman in the city- Xavier Steele- known for his crazy unpredictable ways, Hazel has no choice but to bear it and accept his overbearing requests as his secretary. But one night, when Xavier gets wounded after saving Hazel from an armed gunman,Hazel learns that her Boss might not be all that he looks like on the surface. In a two confined offices located at the top of the building separate from several workers, Roses bloom but thorns follow. Just when love seems within reach, Hazel is accused of stealing confidential contracts. With whispers of betrayal, a haunting past, and a string of murders circling the company, Hazel must clear her name-and her heart. Can Hazel prove that she did not steal the company's contracts for personal gain? Will Xavier look past his nagging belief of the wealthy belong together and go back to his ex? And with the increasing murders that keep getting tied to the company as the common denominator, what does this evil-doer hiding in the shadows aim to achieve?
His Broken Vow, Her Bloodstone Heart Novel Cover
9.3
After Alpha Sebastian claims a drugged encounter led to his infidelity, Sophia tries to move past the betrayal. However, three months later, the truth surfaces at a hospital where his pregnant mistress awaits. Sebastian cruelly prioritizes the unborn heir's bloodline over their marriage, shattering Sophia’s world. Coldly dismissed for the sake of a stronger pack legacy, Sophia walks away from her broken life, harboring a hidden power that her former mate never anticipated.
His Final Excuse, My New Fiancé Novel Cover
9.8
When Ethan postpones their wedding for the fifth time to comfort Chloe, Ava reaches her breaking point. Realizing she has spent a decade playing the fool for a man who will never put her first, she refuses to accept another excuse. Leaving her stunned ex-fiancé behind, Ava approaches Julian Thorne, the most influential billionaire in New York. With a bright, defiant smile, she offers him an unexpected upgrade, choosing to rewrite her future with the city's most powerful man.
My Husband's Secret Anniversary with His Mistress Novel Cover
9.0
On what should have been a romantic third wedding anniversary, a devoted wife's world shatters when she discovers her billionaire husband is celebrating with another woman. This devastating betrayal forces her to confront the lies within her marriage. As the truth behind his secret life emerges, she must navigate a web of deception and heartbreak. Will she reclaim her dignity, or will the weight of his infidelity destroy her future?
My Sister Stole My Life After Reading the Comments Novel Cover
9.0
When two couples arrive at the orphanage, Nadia gains the ability to see a stream of floating comments. Her sister, Nancy, uses this insider knowledge to claim the seemingly poor couple, believing they are secret millionaires. Labeled a villainess by the spectators, Nadia realizes Nancy is also reading the same tips. However, Nancy is unaware that Nadia has been reborn. Armed with memories of her previous life, Nadia prepares to watch her sister's plan backfire in this gripping mystery.