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Finance Wants Me To Take A Loan Novel Cover

Finance Wants Me To Take A Loan

Facing a financial deadlock, a dedicated sales professional is blocked by a finance director who refuses to release funds for a critical inventory shipment. When the director insults her and suggests using unprofessional tactics instead of payment, the protagonist is forced into a desperate corner. To secure the four-million-dollar stock and double her potential profit, she mortgages her own home. This modern mystery explores the high-stakes risks and professional betrayals of the corporate world.
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Chapter 3

In a shop near the financial district, a man languished at the entrance, scrolling through his phone out of boredom.

“Are you here to mortgage your house?”

I took out my title deed. “It’s 1,500 square feet. It’s fully furnished and new. There are no ongoing housing loans either. I won’t mortgage it for less than 4 million dollars.”

He took the deed and looked up the information on his computer. Then, he agreed immediately.

“It’ll be at a monthly interest of 1%. If that works for you, you may sign the contract.”

“You can raise the interest. I need the money now!”

He made a few calls. When he returned, he immediately drafted the agreement.

Two hours later, I had 4 million dollars in my bank account.

I gave Mr. Taylor a call. Before I could say anything, he started ranting.

“Mindy, stop making things hard for me. Out of goodwill, I didn’t even charge you for the late fees incurred by the warehouse! The payment has to be made today, or never!”

I immediately explained myself, “Mr. Taylor, this isn’t why I’m calling you now.

“Ocean Corporation has deliberately withheld the payment, so it’s our fault. It has been very kind of you to wait for us for two months and follow through with the contract.

“I was simply wondering if you could sell it to me instead?”

Mr. Taylor was quiet for a while. I could hear the flicking sound of a lighter in the background.

“Are you offering to take it personally?

“This batch of stock is worth more than two million dollars. Are you sure you have that much money?”

I smiled. “As long as you agree, I will sign the agreement now. The money will be transferred to you within ten minutes.”

When he hesitated, I immediately said, “In return, I’ll give you an additional 5% rebate!”

Compared to the market rate, 5% was high. Instead of looking for other reliable buyers, it would be best for them to sell the stock to me.

As I expected, Mr. Taylor laughed. “Sure, I trust you!”

After I signed the agreement with Mr. Taylor, I went back to the company in a carefree manner.

Lily was talking to Sally and the others. When she saw that I was not as nervous as she thought I would be, she could not help but ask, “Mindy, have you talked to Glory Corporation? Have they agreed to send us the stock first?”

“Send us the stock? No!”

“Today is the final payment deadline for us. What are you doing here? Why aren’t you thinking of a solution?”

Lily extended her hand and admired her fresh manicure. “You could also come begging to me. If I’m in a good mood, maybe I could allocate some funds for this.”

Sally agreed. “Lily is such a kind and beautiful woman. Mindy, just talk to her nicely about it!”

Sally had been desperate to get married. Dave had said that Lily was going to introduce her nephew to Sally, so Sally had been fawning over Lily.

I ignored them and logged into my company email account. I only looked up when I read Mr. Taylor’s email regarding the termination of the contract.

“Well, there’s no need for that. I have settled it!”

“What do you mean? How did you settle that?”

Lily had just finished speaking when Harry suddenly rushed out of the office.

“Mindy, what did you do? Why did Glory Corporation send me a termination contract?”

I shrugged innocently. “I didn’t do anything!

“Isn’t it clearly stated in Glory Corporation’s email that because they didn’t receive the payment by the deadline, they viewed that as a violation of the contract? So the contract is voided.”

Harry pointed at me while panting. “I already reminded you about this! You’ve just cost the company millions! I’ll definitely report this to the headquarters!”

I sneered and pressed enter on my keyboard. The next second, everyone’s cell phone started beeping.

Harry impatiently pulled out his cell phone to have a look.

“You don’t have to read that. I’ve already sent the agreement with Glory Corporation, as well as the screenshots of the repeated payment requests to the headquarters.

“Oh, but I accidentally cc-ed everyone in the company too… Mr. Manson, how should we manage this?”

Lily suddenly yelled, “Impossible, I have already… already…”

She realized she had said something wrong. She came to her senses and slapped her hand over her mouth.

She thought that she had deleted my payment requests to cover her tracks.

However, she did not know that I had a habit of documenting all of my actions.

Harry finally became anxious.

If the headquarters got involved, he would not be able to get out of this as a general manager.

He glanced at his watch and yelled at Lily, “What are you still doing here? Quick, arrange the payment for Glory Corporation!

“Mindy, call Mr. Taylor! I bet he hasn’t sold off the stock yet. We should be able to pay on time!”

I casually leaned against my office chair. “Don’t waste your efforts. He has already sold the stock!”

Harry frowned. “What? To whom?”

“To me!”

“What?”

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